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California Mortgage Loan Process...

Catering to the Consumer

• Contact Robert Turrietta and Submit an application.
He can give you a quote or answer any question you have!

Robert Turrietta
2601 Fair Oaks Blvd., 1st Floor
Sacramento, CA 95864
Direct: 916-455-4279 or 800-570-5300 x:6916
Fax: 916-209-7054
E-Mail: rturrietta@teamvitek.com

Robert will help you find a loan program that suits your needs and goals. Vitek has over 200 loan programs to choose from. When your loan application is submitted, Robert will review the application and discuss your options with you within 24 hours.

• Processing

Once Robert has discussed your options and you have decided on a loan program, a loan package will be sent to you. In the loan package certain documentation is to be submitted, such as: income & asset verification, debt verification, job history, etc. These documents must be returned in a timely manner by mail or fax. An Appraiser will be assigned to review your property and a Title company will be chosen. When all doc's are submitted then the loan will go to underwriting.

• Underwriting

The underwriting will review your application and will give the decision to approve. The underwriting will generate the drawing of your loan docs and if approved, additional docs may need to be submitted.

• Closing

After you have been approved and the Title Company receives the loan documents from the lender, an appointment will be arranged for a signing. After the signing, the documents are sent to the lender for review and funding.

If you wish to talk to a Mortgage Consultant and get a fast response, all you have to do is Contact Robert!